Recognizing that you are financially in over your head can be a hard step to take. Most people realize that they are having trouble trying to stay afloat financially, but they aren’t sure what they need to do to change their situation. This is when bankruptcy lawyers in Colorado Springs want you to give them a call.
Spending More than You Earn
Many people find themselves in debt because they have gotten into the habit of spending more than they earn. This is routinely referred to as living above your means. Why do people live above their means? While not all situations are the same, a lot of people find themselves in this boat because they have become reliant on buying on credit. Too many times people want what they want when they want, regardless if they have the money to purchase it. If you find that your debt has gotten out of control because you are constantly buying on credit, then you may want to consult with an attorney.
Robbing Peter to Pay Paul
Nearly everyone has heard that term before, but do you know what it means? This is the practice of using skipping payments to make a different payment or using cash advances from your credit cards to make a payment. Managing your bills in this manner is not conducive to living a life of financial freedom. All it does is create headaches and stress in your life and you will not be able to keep up with this method of paying for your bills.
You Can’t Get Credit
Do you need to have credit cards or installment loans? Not at all. In fact, the more you pay for things with the cash you have in your bank accounts the better off you will always be in the long run. But, that doesn’t mean that your financial health shouldn’t be well enough that you can get credit if you need it. If you are consistently being turned down for loans because of your credit score, this is a problem. Can a bankruptcy lawyer solve this problem? In the short-term, no; this is because if you file for bankruptcy you credit score is going to take a hit. However, the long-term outlook is better because you will get rid of your debt and be able to start fresh and new.
You Are Being Sued
If a creditor has filed suit against you, filing for bankruptcy may be something to consider. Having a judgment on your credit report can severely cripple your chances of getting credit in the future. You will be blacklisted for many, many years until your credit report rolls over and the judgment is wiped from your credit. A bankruptcy attorney may be able to provide you with options. Some of these options may not be bankruptcy, but debt consolidation. This could prevent a judgment from being placed on your credit report.
Money Troubles Are Causing Relationship Woes
If you and your spouse have begun arguing about money constantly and your relationship is suffering, you may want to consider speaking with a bankruptcy attorney before a divorce attorney becomes a real possibility. Bankruptcy lawyers in Colorado Springs do not want your relationship with your spouse to suffer because of money issues. They want to help you fix your money issues so your relationship can thrive once again.
Many families in Michigan have dogs. For the most part, these pets and companions are harmless. They do what canines do, and everyone enjoys their company. Sometimes, however, the nature of a dog takes over. There are breeds that are more vicious than others. Generally, their temper can be controlled, but there are times when things get out of hand. If you are one of the latest victims, you have the right to ask for reimbursements for the medical treatment you required after the incident. You can hire a personal injury lawyer in Mount Pleasant to ensure that you receive fair compensation. Here are some of the facts an attorney shares with new clients about dog bites and a pet owner’s responsibilities.
1. Local and State Laws
State laws are not the only ones that need to be considered when a person was attacked by a dog. Many communities around the country have animal laws covering bites. They also address the need for a leash and vaccinations. A local attorney stays current on these laws. Generally, there are several basic law types making owners responsible or liable for their pet’s actions. They include the following:
- Strict liability laws
Pet owners can be found negligent. This particular part of the law is a complex, as it has several exceptions. Overall, negligent actions include the following:
- Letting a dog run free when leash laws are in place
- Ignoring the temper of high-strung animals
- Property fencing cannot restrain wild dogs
- Dog battery
3. Strict Liability Laws
Michigan is a strict liability state. This means that pet owners are liable for dog bites to a person who did not provoke an animal, provided that the victim was not trespassing if the incident happened on the dog owner’s real estate property. Let your personal injury lawyer in Mount Pleasant know if the dog-bite victim was involved in criminal activities on your property. That plays a part in the court’s decision on how to resolve this issue. In some cases, a landlord can also be held liable for bites inflicted by dogs belonging to renters. Canine owners have nothing to worry about either if a veterinarian is bitten while treating a 4-legged patient.
If there is one thing that is sure about life, it is that life is changing all the time. From the moment you are born until the day you die, your life will be dynamically in movement, even if you cannot tell at any given moment. Sometimes this movement is almost imperceptible, and other times it seems very drastic. If you are experiencing a family transition right now, you may need the help of one of your local family attorneys. If you decide you want to hire a family attorney to help you, you should contact one of your local family law offices, such as The Family Law Offices of Mark A. Erickson, for assistance. If you do, they will be able to help you with your legal concerns, and help speed up the process of the transition that you are going through.
There are many different things that a family law attorney can help you with, and some of them include finalizing and setting the terms of an adoption arrangement, matters concerning a living testament or will, child custody and child support, as well as divorce and alimony payments. If you are interested in learning more about how your local family law attorney can help you get through a difficult divorce, you should read this short article for more information on the topic.
If your spouse has been guilty of serious abuse to either you or your children, you may want to get the services of your local lawyer to help you deal with your spouse. If there has been serious sexual or physical abuse, your lawyer can help you protect yourself and your children from the abuser in your home. When you contact your lawyer, he or she will be able to give you expert legal counsel so that you know how to proceed. They can also file for a protective court order, as well as a temporary arrangement of custody and child support. It is also important to realize that your lawyer can help you secure up to at least half of your joint bank accounts and properties for you to provide for your family as well. It is important that you contact your lawyer immediately if you have recently found out about abuse happening in your home.
If you are filing for divorce, your lawyer can help you with custody issues as well as child support and other payments. While you wait for the divorce settlement to be finalized, you should talk to your lawyer about how to prepare for a temporary hearing. When you go to your temporary hearing, the judge will have you testify on the issues that are being disputed. You can bring witnesses to help testify on your behalf, and you can also subpoena witnesses who do not want to come on their own. Because you will not have an unlimited amount of time, it is important that you and your witnesses keep your testimony as concise as possible.
Generally, no children are allowed in the courtroom, but if the judge wants to talk to a child or send the child to a court social worker, you will be told at the end of the hearing, and the judge will arrange to have a private meeting. Because temporary hearings are so important, you should have good legal counsel from a competent law firm, such as The Family Law Offices of Mark A. Erickson. If you hire an attorney from such a company, you can rest assured you will be well taken care of.
The term “class action lawsuit” is a term the general public is fairly familiar with thanks to television and radio commercials as well as billboards that dot the interstates. But, as familiar as this term may be most people are quite unfamiliar with how these legal cases work. You may have been tempted to call a personal injury attorney in Toledo, OH, because you met the qualifications to participate in one of these lawsuits, but stopped because you weren’t sure what you were getting into.
Class Action Lawsuit Basics
Class action lawsuits deal with a large group of people claiming that they were harmed physically or emotionally by a negligent action from a singular entity. This entity is usually a large corporation or business that employs a number of people; most of the time these lawsuits are directed at private corporations, not government organizations or individual business owners. However, in rare cases it may be possible that a government agency or small business owner is sued. One of the reasons that class action lawsuits exist is to work towards getting these massive corporations to take responsibility for their negligent actions and change the way they do business to prevent farther incidents.
To participate in a class action lawsuit you simply have to meet certain criteria. While some people believe that you have to work for the company being named in the class action lawsuit to qualify, this isn’t necessarily true. There are a number of class action lawsuits that involve faulty medical devices or people becoming ill because they live near plants that produce hazardous material. One of the most famous cases involved a gas and electric company that was producing hazardous chemicals and infecting the residents of the small town where the company was located. Hundreds of people came together to bring a class action lawsuit against the company, resulting in one of the largest pay-outs in a class action case in United States history. This lawsuit was brought to light and made famous in the 2000 blockbuster, Erin Brokovich.
Federal vs. State Lawsuits
Which court the lawsuit is filed and tried in depends on many factors in the case. However, class action lawsuits that have the majority of their claimants centered in one state it is most likely that state courts would hear the arguments and make a decision. According to The Class Action Fairness Act of 2005, there are parameters put in place that allow attorneys to file their class action lawsuit in federal court if many of the claimants live in a variety of states.
Opting Out of Lawsuits
There are a number of benefits to being part of a class action lawsuit such as the legal costs are lower and the burden of proof is reduced. However, some people choose to opt out of class action lawsuits. Why would you opt out of one of these lawsuits? The main reason why some people choose to opt out is because they want to retain their right to sue. When you agree to be part of a class action lawsuit, you give up your right to personally sue the company for compensation. Class action lawsuits may seem like they pay out millions, but your portion could be hundreds of dollars or even pennies depending on how many people were part of the suit. Some people opt out and choose to work with their own personal injury attorney in Toledo, OH, because they want to get as much compensation as they can.
If you know how to walk, there is a really good chance you have fallen or will fall. Gravity, unfortunately, is everywhere and is incredibly adept at bringing people down. Most of the time, gravity gets an assist from circumstances on the ground such as ice, water, uneven surfaces, and other such obstacles. If you have been the victim of a gravity ambush, consider taking a look at a personal injury attorney’s home page.
Falls Can Happen Anywhere
The truth is, danger is everywhere. It is hiding around every corner, concealing itself in every sidewalk crack, and even takes shelter in the homes of family and friends. Due to the fact that the world is the way it is, slip-and-fall accidents abound. Whether you are at work, recreating, or at a friend’s house, it doesn’t matter. A broken limb is a broken limb and it can seriously affect your life.
The Perilous Stroll
Needless to say, there are some environmental factors that are more likely to cause falls than others. For example, a nice, even walking track is a lot less likely to cause a fall than a sidewalk that has been moved around by tree roots. As many people can attest, one of the most common causes of slip-and-fall accidents is a wet or uneven walking surface. As most people are aware, sidewalks, as nice as they are, tend to be extremely uneven. Whether its tree roots, water damage, or chips and cracks, sidewalks have been responsible for many a fall. Depending on where you live and what the laws are, you may or may not have the ability to sue for a fall caused by a sidewalk. It will depend greatly on who owns or is responsible for maintaining the sidewalk. No matter what your friends tell you though, consult an attorney who is familiar with the laws and regulations in your area.
Wax On, Feet Off
Another major problem when it comes to walking surfaces are floors that are just too clean! While everyone loves the look of a freshly waxed floor, they can cause serious injury if not crossed with care. Whenever you see a “recently waxed” sign on a floor, remember to be extra careful. Wax is slippery. That’s why they put it on skis and snowboards! This rule is especially important for the elderly, pregnant women, and others who have suffered previous injuries.
Stairway to Pain
If you are fortunate enough to make it down the sidewalk and across the freshly waxed floor, be wary of the staircase. Stairs are dangerous all by themselves. Add broken floor boards, chips, loose railings, or uneven spaces between them and using them becomes an extreme sport. Always watch where you’re going. Keep your eyes focused just a few steps ahead of you and take notice of anything that looks odd. Chances are “odd” means “danger” on a set of stairs. As for railings, always hold onto them: unless they move. If you are prone to falls or could be seriously injured if you have one, it may be best to take the elevator instead.
If you have been the victim of a slip-and-fall accident and would like to know what your options are, contact a personal injury attorney via his or her home page.
Workers’ compensation insurance is a result of laws created to help make the working environment a safer and better place for employees within the United States during the early 1900s. By law, most businesses are required to carry this type of insurance, which provides employees compensation for injuries that have occurred on the job. Though it sounds rather straightforward on paper, certain state laws and requirements as well as the claim process can make it confusing. For most serious injury cases, obtaining workers’ comp attorney services is usually recommended. (continue reading…)
Sure, your local Flint DUI lawyer is a nice person and they can sure help you get out of a mess, but isn’t the point to avoid getting in trouble in the first place. DUI lawyers have helped get many people out of drinking and driving accusations, but they are usually only able to do this because someone made a mistake along the way. If everything goes perfectly, not even a lawyer can refute the evidence that is placed against you. That is why it is important to follow these three tips in order to stay safe and happy when you go out drinking with your friends this weekend.
Hire a Cab
Face it, no one wants to be the designated driver when you are going out for the night. Instead of assigning one person to miss out on the fun every weekend, consider calling a cab. The problem is that when you are drunk and have been partying all night, your senses more than likely will not be at their best, and you may even make the mistake of thinking that you can drive. In order to avoid this, consider taking a cab to the bar, or call a cab service and arrange for them to have a car waiting for you at a certain time.
Watch Your Drinks
The best way to avoid a DUI is to simply not drink, but in all likelihood this is simply not an option. Thus, it is important that you watch how much you drink. Even if you have only had one drink, you should not get behind the wheel of a car. But after several drinks, your senses are going to be so strung out that it is very possible that you will begin driving without even knowing what you are doing. In order to avoid the problem of drinking too much, consider leaving the credit cards at home and instead take a certain amount of cash with you. This way you will only be able to buy a limited amount of drinks and then you will be done, whether you like it or not. Not only will this keep your safe, but it can also help you to save a good deal of cash.
Try Other Activities
Your local Flint DUI lawyer, though a professional, will only be able to do so much if you get caught drinking and driving. Thus, as was mention before, the safest away to avoid these charges is to simply not drink. Instead of heading down to the bar this weekend, consider visiting a cafe or a new restaurant in town. You might even want to save up the money from a couple weeks of partying at the bar and have a true party, perhaps by renting a vacation home for a night and having a large party there.
When you are uncertain about whether or not an experience you have had needs legal resolution, the best thing that you can do is schedule a consultation with a lawyer who can advise you in such matters. Before you do so, there are a couple of things that you need to know. The first thing that you will want to know is what type of law is involved. Once you figure that out, you will need to know how much the consultation costs. Most of the time, you can glean this information on the Internet.
The reason why you want to know what type of law is involved is because the law is built on precedents, and it takes someone well-versed in one area of law to render a decision in that area. For example, a divorce lawyer will know all about the laws and how they pertain to cases involving the dissolution of marriages, but he or she will know virtually nothing about property laws. Once you know what law specialties are involved in the case, you can find an attorney who specializes in those types of cases. If you do an Internet search and can’t turn up anything, then you might consult a generalist who can lead you in the right direction.
Lawyers are expensive, so when you schedule a consultation, you will want to know how much the lawyer is going to charge for that session. There are some lawyers who won’t charge anything for a consultation. There are other lawyers who bill their friends for a conversation that they had out at the bar about a possible case. (Clearly, you do not want to be involved with the latter.) As long as the rules are spelled out, you will know what you are getting into and will not be surprised when a bill for $300 or more comes to your door.
Once you know whether or not you have a case, you can get on with the decision to engage a lawyer in the work. If you need a lawyer who works on property law, you will want to find the right law team for the job and schedule a consultation with that specific team. It may be a lawyer that you have already met with, or it may be someone that lawyer recommended. The better the lawyer you hire, the more likely you are to win your case and see justice served.
Receiving letters and other communication from an unidentified source can be exciting if they are from a sort-of-secret admirer for whom there is mutual admiration, but can be downright terrifying if those letters are threatening or make you feel like you are being violated in some way. If you are being sent the latter sort of documents, you may feel like a sitting duck or an easy target. You may be scared to leave your home or be inside of it alone. You may feel like you can do nothing to stop it, will have to endure it forever, and have no recourse. Fortunately, that last part is untrue. You likely have an inkling (or a firm knowledge) of who is doing this to you, but there are ways to prove it, such as taking the letters to an expert like James A. Green, Forensic Document Examiner, or to the police department. Once the sender is identified, you may be able to press charges for harassment, stalking, or other crimes, depending on the state in which you reside.
That may sound rather straightforward, but many people who find themselves in such a situation are afraid to do anything about it. They understandably fear that if the sender finds out that they are trying to identify him or her or that they are bringing the authorities in on the case, that the perpetrator will get angry and possibly violent—and the truth is, that could happen. There are no guarantees that it won’t. But another truth is that it would probably happen anyway. Most stalkers aren’t content to torment from afar for very long. Doing what you can to prevent the situation from escalating by identifying the culprit and having him or her prosecuted is the best way to end it altogether.
Stalking can be a tricky crime to prove, as many of the hallmarks of it can easily be passed off as coincidence (“I just happened to be at the same restaurant” or “I didn’t know that she lived in the same apartment complex”) or circumstantial (“Yeah, I do have a black truck. So do thousands of other people.”) For this reason, it is crucial that you keep any and all communication and tangible things you receive and do your best to preserve them in the condition in which they arrive. The less you have handled it, the better it will serve as evidence that can be used in the prosecution of your stalker. If possible, immediately call the police and have them come and collect it so it is properly stored and the chain of custody is never in question.
You may feel scared and powerless right now, and it’s easy to see why. But stalking is a crime, and you don’t have to live in fear. Contact a local victims’ advocacy group to see what resources are available in your area, get letters and anything else with the perp’s handwriting examined by an expert such as James A. Green, Forensic Document Examiner, call the police, and take back control of the situation and your safety.
If you are going through a divorce, then you will want to retain the services of a good divorce lawyer to help you with your case. There are many reasons why you may want to hire a divorce lawyer, and if you are interested in learning more about some of those reasons, you may want to read this short article for more information today. If you want to contact one of your local law firms, you should visit the site of your local law firm on the Internet today.
There are many different types of lawyers. There are lawyers who specialize in accidents, malpractice, class action suits, bankruptcy, tax law, and even patent infringement. While there are many types of lawyers, when you are going through a divorce, you will want the services of a special type of lawyer. During this time in your life, you need the help of a family lawyer. Family lawyers know everything about the laws that deal with divorce, child custody, child support, alimony, and more. While there are lawyers who try to practice many different types of law, experts suggest that you are generally better served by a lawyer who has chosen to specialize in family law. This is because they will understand all of the important nuances that make up a divorce or child custody case. An experienced family lawyer will know the way that certain laws are interpreted in your state, and they know how a certain judge will react to aspects of your case. These things are invaluable to you as a client, and can make the difference between losing and winning the more important parts of your case.
It is important to understand that in many cases a good lawyer can help prevent your case from even going to court. If he or she can, your divorce lawyer will attempt to negotiate with your spouse’s lawyers to come up with a settlement that works for both of you. There are several advantages to this approach. First, if the negotiations are successful, the divorce can proceed very quickly, allowing everyone involved the freedom to move forward with their lives. Second, if you are able to successfully resolve the important issues with negotiation, you will generally pay a lot less in lawyer fees for your divorce. If your case goes to trial, then you will pay more, and you are still not guaranteed that things will go in your favor. Visit the site of your local law firm to learn more about how they can assist you today.